game

Take this Free Game Right Here

In Inspiration, Knowledge, Motivation, Truth, Wisdom by Cliff Green30 Comments

This is for all the young people out there still trying to figure out what they want to do with their lives. I’m going to give you this game and pray that you take heed. Let’s say you’re 18 years old and fresh out of high school. Being that you are so young you may have only worked a couple of summer jobs or you may have even worked throughout the whole year. Either way it goes you’re still only 18 years old. More than like you haven’t really established anything, and by establish anything I mean, you haven’t really established any credit. And this is where the game begins.

Let’s say that you at 18 years old walk into the bank and sit down with an associate in hopes of getting a $100,000 loan in order to buy a small house and car. You even go to the bank with a well written plan that shows how clear your vision is. The associate will listen to your plan then politely deny your application for the loan on the basis of you not having established any credit. Now let’s say you, the same 18-year-old you, walks into the bank and asks the same associate for a $100,000 loan in order to go to college. She runs your credentials and sees that you still only work that small summer job and that you still haven’t built any credit, but she comes back and approves you for the loan.

Huh! That should smell fishy to you! Why would you be able to get the loan to go to school and not get the loan to own a home? Because they sold you the dream. They made you believe that you will go to school and get a “good” job. Let’s think about that for a second. You are paying to go to school in order to get a job, just to pay for going to school. Oh, they forgot to mention that after six months of graduating, you have to pay these student loans back WITH INTEREST! You might be thinking, what if I don’t get a job within six months. The bank doesn’t care, they want their money and they want more than what they originally lent you. #MobLife

Plus let’s be honest, if you’re black it’s going to be harder for you to get a job. Because no one ever taught you about a little thing called nepotism. There are two definitions of the word nepotism; the only difference is that one uses the word “unfair” in it and the other one doesn’t.  Nepotism is defined as the practice among those with power or influence of favoring relatives or friends, especially by giving them jobs. Now let’s add “unfair” to the definition. Nepotism is defined as the “unfair” practice among those with power or influence of favoring relatives or friends, especially by giving them jobs. Now this is going to sound harsh and it may seem unfair if you look at it emotionally, but nepotism is actually the logical thing to do.

For instance let’s say that I own a company; Am I going to hire a family member or friend that I know I can trust or am I going to hire a random person that I never met before and his only qualifications are on paper (resumes and degrees). Even if you have way more credentials and are better qualified than the boss’s cousin, it doesn’t matter. It is about survival and making sure that you and yours are good. We as black people must not have gotten the memo, because every other race (race for power) is headed towards the finish line while we are sitting here being emotional (click this link to hear it from the goddess kelley’s mouth) instead of strategizing and running the race correctly.

If we really want to get in this race and win we need to quit blindly shipping our kids off to school without having solid plans for theirs and our futures. We need to instill entrepreneurship values back into our children. We also need to give them skills that will be profitable forever. Our kids need to learn how to be carpenters, electricians, farmers, mechanics, plumbers, engineers, doctors, politicians (politics whether you like it or not has always been around), etc. These are the thing that will progress us forward. No one needs a person with a business degree (shots fired…@ myself -_-). Plus the library is a free source of abundant information and there are so many things that can be learned by going to the library and taking the time to study them.

I am not trying to deter anyone from going to college. I am trying to make people weigh their options. Is the degree that you want worth the debt? Will going to college help you to accomplish what you really want to do in life? Sit down and plan it out. Write the pros and the cons and then weigh them. Call someone who has already went to school and listen to their story. For the even younger ones that are reading this and who really plan on going to school after school, strive for academic greatness so that you can get scholarships and grants.

It is time to excel in all areas of life. We can’t keep falling for the same traps. From a free man trying to prevent the next man from becoming a slave to debt, please carefully consider what you read here. Take this free game and run with it!

Comments

  1. “Why would you be able to get the loan to go to school and not get the loan to own a home?” MAAAAN! THIS! lol I have never stepped back to think of this example, mainly because banks, universities and the dept. of education are all crooks IMO. I wish I had considered more seriously going to an HBCU as opposed to a larger university, but even then I viewed it more as a place people went to party and be free than to gain education. Partly my fault, partly society’s.

    1. Author

      Lol! It’s not just you. I think the majority of us share your opinion on the school system. Sometimes I wonder how much different my life may have turned out if I had went to a HBCU.

  2. You already know how I feel about the educational slave system (that I so happen to work for …. smh). All off the ways we incarcerate black folks never fails to amaze me.

    1. Author

      I know and I figured you would like this one. We got to keep educating the ones that come after us so that they don’t fall victim and become slaves like we did. -_-

  3. Good points my dude! You are right. I think we are blindly shipped off to college without sitting down and assessing the situation. The result is that we exit these institutions with a mortgage on our life, basically .. since we have $100k in debt hanging over our heads. A lot of people sign up for a program and then end up switching their major – all the while accumulating these bills – only to end up dropping out a few years later; or only to find out that their diploma will only equip them to serve coffee on the job market.

    Definitely agree: we have to plan things out first!

    1. Author

      Everything you just stated is beyond true! You added a whole new component to this post. Dropping out of school and still having to pay them loans back. Switching majors every other semester because, hey you’re only 18-19 years old and don’t really know what you want to do for the rest of your life. I agree. Thanks brother for stopping by and leaving the people with a jewel to think about.

  4. Ah this is so good. I wish my younger self could have read this in time.

    Thanks for the love and knowledge! Always

    1. Author

      I know riiight!!! If we could only turn back the hands of time. Imma keep working to make sure that the generation after us are able to make a more informed decision. And you know I have to support. Thank you for tuning in as well!

          1. Author

            You put a smile on my face. I literally just logged into Facebook (I know, I know!) and I saw that my man had 300 plus likes for posting that he was going to have a girl. I was going to bang on em and ask where are all these likes when he drop knowledge. But I decided to let em live but you just made me change my mind.

          2. Hahah yesssss I am glad i could be an inspiration!

            Sadly people looooooove being entertained and put in a good mood much more than learning something constructive. Facebook + other social media platforms are definitely doing their job of helping people overlook the hard truth for something that makes them smile. Congrats to your boy tho! I love babies!

          3. Author

            Thanks for the love and energy I will be shooting it all his way! I love babies as well even though I am completely scared of them. I won’t hold them until they’re at least 6 months old and aren’t so fragile. Or I have to already be sitting down and the baby is PERFECTLY placed in my arms. Lol.
            But I am in total agreement with you. It’s as if people love to run from reality like running is going to make it any better. But then be the ones complaining all the time. Shut up! You could’ve been followed suit when I gave you the remedy/ answers years ago. My bad I get angry when I think about stupidness!

          4. You’re crazy. Definitely gotta enjoy the tiny ones before they start drooling everywhere and trying to pull your glasses and earrings off!

            You should know by now it’s only cool if Beyoncé or Tyga speaks the truth! Otherwise, no one wants to hear it.

          5. Author

            Uhhhh! They won’t believe you until you’re on TV. -_-
            You’re right tho. I do have one screw loose! lol

          6. Author

            Even though I don’t care for the fame, we said a while back that we were thinking about making and uploading videos. Are you still interested in making them?

          7. Yes! I want to document [somewhat] candid conversations of people talking about Black love. I want to start with heterosexual couples and move onto dads and kids, sisters, aunts and nieces and so on.. I think it’s important we see loving relationships and we have to stop depending on “others” to tell our stories.

          8. Author

            Ok, so when is the series coming out? And where can we watch it? I’ll be waiting for it. This gives me something to look forward to.

          9. 2017! I have been thinking about it for awhile so that must mean it has to happen. I have to figure out if I’m going to invest in a camera or hire someone to film and edit.. then a location and dates to film. Oh and some subjects to interview. It sounds simple but I’m sure I’ll run into a few bumps.

            And I will for sure post the videos on my blog! Thanks much for your continuous support! I’m exciiiiited

          10. Author

            Worrrrrrrdddd!!! Do you have a close friend or long-time friend that does photography and videography? They will probably do it for free just for you out of love. Plus the exposure that they will get from working with you is bonus.

          11. You know I already thought of that! They both have a lot going on with their own projects so I’m not sure if they can work it into their schedules. But it does not hurt to ask. For free tho? Lettuce pray

          12. Author

            I’m thinking free. If not, I would look into purchasing the camera. Even if they did do the work, the camera would still be a solid investment.

  5. Great post brotha. It’s designed that way and I’m glad you exposed it. No one preaches entrepreneurship, trade schools, independent contractors etc as you mentioned. I’m a bus driver and I like it. It’s ok but no bus company ever came to my high school to tell me that I could be making X amount of money. The military was there. The colleges was there. The culinary schools was there. Why? Because as you exposed, you have to pay them in order to work.

    1. Author

      Exactly! That’s why I am trying to do my part to inform as many people as I possibly can, so that they don’t have to go through nonsense. I appreciate you stopping by and dropping a jewel. Much love to you bro!

  6. Great read! This is something that I wish I had in high school. We were taught go to school and once you graduate, either go to college or get a job. Being young, ignorant, and not realizing until years later, a college degree shows that you can finish something you started that leaves you with massive debt. College is a great thing I’m not knocking it since I have a degree myself, but honestly I wish someone would have dropped this knowledge on me at a younger age. Going to school is great, but like you said the library is a free source of abundant information that you can teach yourself. (Read more, learn more, change the globe) We should learn more trades, finances, and entrepreneurial skills, not continue to fall in the same traps “society” gives us or old phrases that use to work for our parents/grandparents generation doesn’t always work for today’s generations. Great article sir and I hope that the younger generation takes notes.

    1. Author

      Tay, thank you for your kind words. As you already know I have a degree as well, so I am not knocking school either. I just wish someone would have dropped this game on me when I was younger so that I could have made a more informed decision on going to school. I may have aimed to receive more scholarships and grants or I may not have went to school at all. I will never know now and the past is the past. I want to leave the next generation more informed than we were. Thanks for tuning in and sharing your thoughts.

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